Should I “Buy” the rental coverage for physical damage?

The fact is that I BUY it when I rent a car. If there is an accident and you DON’T buy it you will be responsible for repairs to the vehicle. If it’s your fault, it’s your deductible and goes against your insurance. You could be responsible for “Loss of Use” if the rental car company can’t rent the vehicle. If the vehicle is out of use for repairs for 14 days @ $42 a day could cost $588 or more. IF you buy the coverage, you can avoid any additional fees, no deductible or claim on your policy.